background { color: #ffffff; }
body, td    {
	color: #000000;
	font-size: 12px;
	font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular;
}
.header  { font-weight: bold; font-size: 16px }
.subhead  { font-size: 14px; font-weight: bold }
.small   { font-size: 11px }
.big  { font-size: 15px }
a:link   { color: #1A389D; text-decoration: underline }
a:visited   { color: #122773; text-decoration: underline }
a:hover  { text-decoration: none }
a:active   { color: #122773; text-decoration: underline }
.note { color: #00f; font-size: 14px; font-weight: bold; }
#text {
	padding-left: 10px;
}
.clear { font-size: 1px; line-height: 1px; height: 1px; clear: both; }
.indent { margin: 12px 0 8px 20px; }
.gaps li { margin-bottom: 12px; }